Success Stories
Success is simple. Do what's right, the right way, at the right time. - Arnold H. Glasow
At National Insurance Services, we are dedicated to helping public sector organizations manage all their benefits. Our comprehensive solutions have enabled clients to streamline their benefits administration and make strategic plan design changes. This approach has not only achieved significant cost savings but also enhanced employee satisfaction and engagement. Read about some of our recent successes with our full benefit consulting clients.
NIS Drives Success: Minnesota School District Sees 35% Enrollment in New Health Plan
A Minnesota school district faced the challenge of aligning quality benefits with escalating healthcare expenses. Their staff was accustomed to a co-pay plan with minimal or no deductible. Seeking a solution to cut costs, expand choices for employees, promote medical consumerism, and reduce family premiums, the District collaborated with NIS. Together, they introduced a consumer-driven health plan with reduced premiums and included a Health Reimbursement Arrangement (HRA) to aid employees with qualifying medical costs. Employee education played a pivotal role in familiarizing staff with the new plan, utilizing various communication channels such as in-person presentations, videos, informational handouts, and brochures. Participation was 6% in the first year, but enrollment soared to 35% over five years, showcasing the plan's success with over a third of employees embracing the new benefits package. Read more in our case study.
From Crisis to Stability: NIS’ Impact on Minnesota County Health Plan
Over the past few years, a Minnesota County observed their health plan enter a "death spiral" with declining enrollment and double-digit premium increases. The county faced adverse selection, ACA compliance issues, and recruitment challenges. Seeking solutions, the County hired an NIS consultant, who successfully revamped the health plan, boosting participation and stabilizing premiums. Without intervention, the county would have dealt with ACA fines, recruitment issues, and declining retention. They look forward to continuing their relationship with NIS and reaping the benefits of being able to reverse these trends. Read more in our case study.
NIS Delivers Seamless Transition and Simplified Benefits for Michigan Mental Health Program
A Michigan-based mental health service program, already a client of NIS for various insurance lines, was offered a free online benefits administration system if NIS was appointed as the Agent of Record for all coverages. With almost 300 employees, their open enrollment process was cumbersome, with paper enrollment materials and spreadsheet tracking. After considering proposals from NIS and another agent, NIS won the bid with their cost-effective, creative solutions for health, dental, and vision insurance, coupled with the online system's flexibility for enrollment, employee education, and informational resources.
The switch to NIS entailed a smooth transition to new insurance carriers, maintaining similar benefits while simplifying administrative tasks, reducing rates, and providing implementation credits. The introduction of NIS' online system abolished the need for extensive paperwork, minimized errors, and significantly eased the administrative burden. Employee feedback lauded the system's adaptability and ease of use, while the Human Resources team celebrated the most straightforward open enrollment experience to date, enhanced by automated features and biweekly updates that surpassed their expectations in efficiency. Read more in our case study.
